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Plans & pricing

Simple pricing. No setup fees. No surprises.

Pay as you go and cancel anytime — or choose one flat rate and never think about it again. Every plan covers all three bureaus with unlimited disputes.

Standard

Great for a handful of questionable items.

$89/month
  • All 3 bureaus disputed, unlimited items
  • All 3 reports & scores at start
  • Monthly progress updates
  • 24/7 online dashboard
  • Cancel anytime
Choose Standard

Flat Rate

Heavy lifting, one price. Perfect if you dislike monthly fees.

$549/6 months
  • Everything in Premium
  • Six full months of service
  • One payment plan, billed as work is performed
  • Best value for complex files
  • Same satisfaction guarantee
Choose Flat Rate

In accordance with the federal Credit Repair Organizations Act, Dispute 4 You LLC never charges fees before services are performed. Monthly fees are billed in arrears for work completed in the prior period, and flat-rate plans are invoiced as milestones of work are completed. You may cancel at any time, and within three business days of signing you may cancel with no charge at all.

Every plan is backed by our guarantee

If you're not satisfied with the work we performed in any billing period, contact us within 30 days and we'll refund that payment. You keep every result we've already achieved.

Questions about pricing?

Are there setup or "first work" fees?
No. Many companies charge a large upfront "audit" or "first work" fee. We don't — and under federal law, no credit repair company may charge you before performing services.
How long will I need the service?
Most clients see first-round responses in 30–45 days and stay 4–6 months, but you can stop whenever you're happy. There's no minimum term on monthly plans.
Can I switch plans?
Yes, anytime. Upgrade to Premium mid-service or move to Flat Rate — we'll credit what you've already paid that month.
Is my spouse or partner discounted?
Yes — couples who enroll together each save 20% for the life of their service. Just mention it during your free consultation.

Not sure which plan fits? Let's find out together.

Your free evaluation includes a plan recommendation based on what's actually on your reports.

Get My Free Evaluation